Our Commercial experts have been in the industry for many years and understand the niche world of commercial inside out!

Is your high street bank giving you a hard time or declining a mortgage for your investment property? Don’t worry! Here at Enzo Finance, specialist & complex cases are one of our key areas of expertise. 

Bridging Finance is a short-term loan commonly taken out by property investors/developers needing immediate access to funds.

Professional investors and private landlords with more than one buy to let or commercial property often require specialist funding to enable them to expand their property portfolio and ensure it is delivering the best returns possible.

An HMO (house of multiple occupation) is when a property has been let out to a least three people who are not from the same household and essentially rent a room within the property with individual assured shorthold tenancy (AST) in place.

When purchasing or refinancing a buy to let property, it is crucial that you choose your mortgage wisely to ensure maximum returns whether it be to obtain a monthly income from a yield or a long-term gain from capital growth.

Bridging Finance relies on an exit strategy in order for the loan to be repaid this could be selling a property or refinancing on to a buy-to-let/commercial mortgage.