HMO/ MUFB

✓ Competitive rates

✓ Up to 80% LTV

✓ Small & large HMO’s accepted

✓ MUFB from 2-100 separate units

✓ MUFB or HMO above commercial units

✓ Applicants with part ownership of the MUFB

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HMO/ MUFB

An HMO (house of multiple occupation) is when a property has been let out to a least three people who are not from the same household and essentially rent a room within the property with individual assured shorthold tenancy (AST) in place. All tenants in the property share facilities such as the bathroom, kitchen and other communal areas.


A MUFB (Multiple unit freehold block) is multiple number of single residential units held under one freehold title. This means that no one unit is subject to a lease.